IT & Technology Finance – Funding for Hardware, Software & Business Systems
IT & Technology finance UK – based in Perth, Scotland, we provide funding solutions for hardware, software, and business technology across the country. From laptops and servers to software licences and IT infrastructure, we help you stay current with flexible, affordable payments.
Keeping your business technology up to date is essential. Positive Asset Finance helps UK businesses fund computers, servers, software, and IT infrastructure. We support businesses across the country with flexible, straightforward finance solutions.
FCA Authorised | 25+ Years Experience | 20+ Trusted Lenders | No Hidden Fees IT & Technology Solutions for UK Businesses.
Stay Ahead with the Right Technology
Technology moves fast, and keeping your business equipped with the latest hardware and software can be a significant investment. We help you spread the cost with flexible finance solutions that preserve your working capital.
Upgrade your technology without the upfront cost by allowing us to source the correct IT & Technology finance package that suits your needs.
IT & Technology finance UK – Funding for Business Technology
We offer a range of flexible IT finance solutions, built to fit your needs.
Hire Purchase (HP)
Own your hardware outright with fixed monthly payments. After the term, the equipment becomes yours. Ideal for servers, desktops, and long-term assets.
IT Equipment Lease
Lower monthly payments with the flexibility to upgrade equipment at the end of the term. Perfect for keeping your technology current.
Software & SaaS Finance
Finance software licences, subscriptions, and SaaS products. Spread the cost of business-critical software over manageable monthly payments.
As independent brokers with strong links to lenders across the UK, we can find competitive funding options for your business, regardless of your sector. We pride ourselves on delivering clear, jargon-free advice to businesses throughout the UK.
Our Rates. The Sky's The Limit!
Loan calculator
See an estimate of monthly repayments
Transparent Rates
The interest rate you’re offered depends on several factors, including your business performance, the asset you’re funding, and your credit profile. Our representative rates start from 9.9% APR —but the exact rate will be based on your individual circumstances. We’ll always explain your options in plain English before you proceed.
Representative example: Borrowing £10,000 over 5 years at a representative APR of 12.2% (fixed) with a £0 deposit would result in monthly payments of £223. Total amount payable: £13,407. This is an example only. Your actual rate and terms will depend on your circumstances and are subject to status.
As independent brokers with access to a wide panel of UK lenders, we search the market to find the most suitable deal for your business. We earn a commission for our services, but this never influences the interest rate you’re offered.
Use the calculator below to estimate your monthly repayments. Simply adjust the sliders or click the green values to enter your own figures:
Simple Easy Asset Finance
Make a No-Obligation Enquiry. Get in touch by phone, email, or our online form. We’ll ask about the technology you need—hardware, software, IT infrastructure—and your funding requirements. There’s no obligation, and your initial enquiry won’t affect your credit score. We handle the legwork so you can stay focused on running your business.
Speak with a Local Finance Specialist. You’ll be connected with an experienced asset finance advisor based in Scotland—not a remote call centre. We’ll take time to understand your IT requirements, timeline, and budget, offering honest, jargon-free advice.
We Search the Market for You. As independent brokers, we have access to a wide panel of UK lenders, including those who specialise in technology and IT equipment finance. We’ll approach lenders, structure suitable proposals, and present you with clear options tailored to your circumstances.
You Choose, We Handle the Rest. Once you’re happy with a proposal, we manage all the paperwork through to completion. We’ll coordinate with suppliers and lenders to ensure your equipment is delivered and set up promptly.
Whether you’re based in Perth city centre, Newquay in Cornwall, Cardiff in Wales or Cookstown Northern Ireland, our straightforward process takes the stress out of asset finance. Get started today and see how simple funding can be. Whether you need to upgrade your office computers or invest in new servers, our IT & Technology finance UK service helps you spread the cost and preserve working capital.
Our Finance Partner
Positive Asset Finance Ltd is an appointed Representative of Forward Asset Finance Ltd.
Positive Asset Finance Ltd, No-nonsense Fast Finance
