Business Equipment Finance UK – Funding for Office, Workshop & Professional Equipment
Business equipment finance UK – based in Perth, Scotland, we provide funding solutions for office, workshop, and professional equipment across the country. From office furniture and printing equipment to workshop tools and professional machinery, we help you acquire the essential equipment you need with flexible, affordable payments. We support businesses across the country with straightforward, flexible finance solutions.
FCA Authorised | 25+ Years Experience | 20+ Trusted Lenders | No Hidden Fees Business Equipment Finance UK
Essential Equipment, Affordable Payments
Equipment is essential to your business operations, but the upfront cost can be a barrier. We help you spread the cost with flexible finance solutions that preserve your working capital.
Whether you need office equipment, workshop tools, medical devices, or vehicle finance, we work with specialist lenders to find competitive rates and terms that fit your budget. Upgrade your equipment without the upfront cost.
Your Business Finance Options
We offer a range of flexible business finance solutions, built to fit your needs.
Hire Purchase (HP)
Own your equipment outright with fixed monthly payments. After the term, the equipment becomes yours. Ideal for long-term assets
Equipment Lease
Lower monthly payments with the flexibility to upgrade or return equipment at the end of the term. Perfect for technology or regularly replaced items.
Refinance / Sale & Leaseback
Unlock capital tied up in existing equipment. Sell your equipment to a finance company and lease it back, freeing up working capital for your business.
As independent brokers with strong links to lenders across the UK, we can find competitive funding options for your business, regardless of your sector. We pride ourselves on delivering clear, jargon-free advice to businesses throughout the UK. Whether you need new office furniture, printing equipment, or workshop tools, our business equipment finance UK service helps you spread the cost and preserve working capital.
Our Rates. The Sky's The Limit!
Loan calculator
See an estimate of monthly repayments
Transparent Rates
The interest rate you’re offered depends on several factors, including your business performance, the asset you’re funding, and your credit profile. Our representative rates start from 9.9% APR —but the exact rate will be based on your individual circumstances. We’ll always explain your options in plain English before you proceed.
Representative example: Borrowing £10,000 over 5 years at a representative APR of 12.2% (fixed) with a £0 deposit would result in monthly payments of £223. Total amount payable: £13,407. This is an example only. Your actual rate and terms will depend on your circumstances and are subject to status.
As independent brokers with access to a wide panel of UK lenders, we search the market to find the most suitable deal for your business. We earn a commission for our services, but this never influences the interest rate you’re offered.
Use the calculator below to estimate your monthly repayments. Simply adjust the sliders or click the green values to enter your own figures:
Simple Easy Asset Finance
Make a N0-Obligation Enquiry. Get in touch by phone, email, or our online form. We’ll ask a few questions about your business, what you need to fund, and your goals. There’s no obligation, and your initial enquiry won’t affect your credit score. We handle the legwork so you can stay focused on running your business.
Speak with a Local Finance Specialist. You’ll be connected with an experienced asset finance advisor based in Scotland—not a remote call centre. We’ll take time to understand your objectives, timeline, and budget, offering honest, jargon-free advice.
We Search the Market for You. As independent brokers, we have access to a wide panel of UK lenders, including those who understand the needs of Scottish businesses. We’ll approach lenders, structure suitable proposals, and present you with clear options tailored to your circumstances.
You Choose, We Handle the Rest. Once you’re happy with a proposal, we manage all the paperwork through to completion. We’ll coordinate with suppliers and lenders to ensure you receive your funding or asset promptly, with no unnecessary delays.
Whether you’re based in Perth city centre, Newquay in Cornwall, Cardiff in Wales or Cookstown Northern Ireland, our straightforward process takes the stress out of asset finance. Get started today and see how simple funding can be.
Our Finance Partner
Positive Asset Finance Ltd is an appointed Representative of Forward Asset Finance Ltd.
Positive Asset Finance Ltd, No-nonsense Fast Finance
