Commercial Kitchen Finance – Equipment Funding for Catering Businesses
Commercial kitchen finance UK – based in Perth, Scotland, we provide expert funding solutions for catering businesses across the country. Whether you’re based in Perth city centre, running a business in the Scottish central belt, or operating anywhere else in the UK, we provide the same dedicated, face-to-face service where we’re able, and seamless remote support across the country.
If you’re opening a new restaurant, refurbishing an existing kitchen, or expanding your catering operation, Positive Asset Finance helps you secure the equipment you need. , we serve hospitality businesses across the UK—from high-street cafes to large-scale catering facilities.
FCA Authorised | 25+ Years Experience | 20+ Trusted Lenders | No Hidden Fees Finance Solutions for UK Businesses.
Specialist Finance for the Hospitality Sector
Commercial kitchen equipment is a significant investment. From ovens and refrigerators to dishwashers and extraction systems, we help catering businesses spread the cost with flexible finance solutions.
We work with specialist lenders who understand the hospitality industry, offering competitive rates and terms tailored to your business. Whether you’re a start-up cafe or an established restaurant chain, we’ll find the right funding structure for your needs.
Commercial Kitchen Finance UK – Equipment Funding for Catering Businesses
We offer a range of flexible kitchen finance and business equipment finance solutions..
Hire Purchase (HP)
Own your equipment outright by spreading the cost over fixed monthly payments. After a deposit and regular instalments, the equipment becomes yours at the end.
Equipment Lease
Pay lower monthly payments with the flexibility to upgrade equipment at the end of the term. Ideal for businesses that want to stay current with technology.
Refurbishment Finance
Finance kitchen refurbishments, fit-outs, and complete installations. Spread the cost of building works alongside equipment purchases.
As independent brokers with strong links to lenders across the UK, we can find competitive asset finance UK funding options for your business, regardless of your sector. We pride ourselves on delivering clear, jargon-free advice to businesses throughout the UK. From ovens and refrigeration to extraction systems, our commercial kitchen finance UK service covers all the equipment your catering business needs to succeed.
Our Rates. The Sky's The Limit!
Loan calculator
See an estimate of monthly repayments
Transparent Rates
The interest rate you’re offered depends on several factors, including your business performance, the asset you’re funding, and your credit profile. Our representative rates start from 9.9% APR —but the exact rate will be based on your individual circumstances. We’ll always explain your options in plain English before you proceed.
Representative example: Borrowing £10,000 over 5 years at a representative APR of 12.2% (fixed) with a £0 deposit would result in monthly payments of £223. Total amount payable: £13,407. This is an example only. Your actual rate and terms will depend on your circumstances and are subject to status.
As independent brokers with access to a wide panel of UK lenders, we search the market to find the most suitable deal for your business. We earn a commission for our services, but this never influences the interest rate you’re offered.
Use the calculator below to estimate your monthly repayments. Simply adjust the sliders or click the green values to enter your own figures:
Simple Easy Asset Finance
Make a No-Obligation Enquiry. Get in touch by phone, email, or our online form. We’ll ask about the catering equipment you need—ovens, refrigeration, extraction systems—and your funding requirements. There’s no obligation, and your initial enquiry won’t affect your credit score. We handle the legwork so you can stay focused on running your business.
Speak with a Local Finance Specialist. You’ll be connected with an experienced asset finance advisor based in Scotland—not a remote call centre. We’ll take time to understand your kitchen fit-out, timeline, and budget, offering honest, jargon-free advice.
We Search the Market for You. As independent brokers, we have access to a wide panel of UK lenders, including those who specialise in hospitality and catering equipment finance. We’ll approach lenders, structure suitable proposals, and present you with clear options tailored to your circumstances.
You Choose, We Handle the Rest. Once you’re happy with a proposal, we manage all the paperwork through to completion. We’ll coordinate with suppliers and lenders to ensure your equipment is delivered and installed promptly, with no unnecessary delays.
Whether you’re based in Perth city centre, Newquay in Cornwall, Cardiff in Wales or Cookstown Northern Ireland, our straightforward process takes the stress out of asset finance. Get started today and see how simple funding can be. From ovens and refrigeration to extraction systems, our commercial kitchen finance UK service covers all the equipment your catering business needs to succeed.
Our Finance Partner
Positive Asset Finance Ltd is an appointed Representative of Forward Asset Finance Ltd.
Positive Asset Finance Ltd, No-nonsense Fast Finance
